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For obtaining the Accident & Sickness insurance coverage for UNC international affiliated travel.

All employees and recognized agents of the State of North Carolina while acting within the scope of their employment are provided with this statutory and insurance protection. This excess liability insurance policy is intended to seamlessly fit with the protection provided by the Tort Claims Act, giving employees a secondary tier of protection.

North Carolina General Statutes require that all state-owned buildings and contents be insured either through the NC Department of Insurance or the State's insurance broker of record. Failure to report these properties in a timely fashion may jeopardize our insurance coverage.

The prompt reporting of automobile accidents helps minimize our financial loss or the legal and financial obligation we may have to the other party.

Insurance coverage for rental vehicles is provided by the University's automobile insurance which is part of a master policy issued to The State of North Carolina. We are required to comply with all state policies regarding insurance and rental vehicle use.

The University's insurance is part of a master policy issued to The State of North Carolina. We are required to comply with all state policies regarding insurance and vehicle use.

All University-owned vehicles, trailers and mobile equipment are covered under the master insurance policy of the state of North Carolina. Certain insurance coverage is automatically placed while other coverages must be specifically requested. Campus departments should contact Risk Management Services to assure all the necessary insurance coverage is in place for their vehicles.

Employees that rent vehicles for official University business do not need to acquire or purchase additional automobile insurance. Rather, the University's existing automobile insurance policy automatically provides both liability and physical damage insurance for these vehicles.

To ensure proper insurance coverage, Risk Management Services must be notified of the acquisition or surplus of University property, including buildings, and must report these to the State. This process requires effective communication within the University as well as with the State Property Office and NC Department of Insurance.

Immediately notify Risk Management Services of all automobile accidents or damage involving University-owned, NC Motor Fleet Management, or personal vehicles being used for official state business.

North Carolina General Statutes require that all state-owned buildings and contents be insured either through the NC Department of Insurance or the State's insurance broker of record. Only those insurance coverages offered by the NC Department of Insurance or our insurance broker are available to us.

The University is required by the State of North Carolina to maintain due diligence in the safeguarding of the University's assets. Making payments prior to receipt of goods and services violates good internal control and places the University's assets at risk.

The University provides a comprehensive accident and sickness insurance policy specially designed for students, faculty, and staff participating in international education programs.

Accidents or sickness which occurs while traveling internationally pose unique challenges. Participants may be unfamiliar with the medical services and locations of their host country. Language barriers and different billing requirements may affect prompt medical services. In addition, serious injuries may require the need for medical evacuation or repatriation services.

Campus departments are charged for insurance coverages utilized for their operations. Other costs of risk such as policy deductibles and uninsured losses are also the responsibility of the department with which the loss was incurred.